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A Call for Healing

A Call for Healing
Democrats Call for Healing the Country
Showing posts with label Legalize Insurance without Required Coverage. Show all posts
Showing posts with label Legalize Insurance without Required Coverage. Show all posts

Aug 7, 2017

Allow Escape from Obamacare

It's clear that Obamacare can't be repealed, but it doesn't have to be. The Cruz Amendment, to allow insurance companies to sell health insurance that does not comply with any of the Obamacare coverage mandates, is the only logical answer here. Let people escape from Obamacare, and you won't have to repeal it. Obamacare will be abandoned by most sensible health insurance customers except for people in high risk categories. If people can vote on Obamacare with their feet, Obamacare will lose.

This provision could be included in a reconciliation bill if the government loses enough on each person covered by a subsidy. Any person who left Obamacare for lower cost private insurance would save the government money. 

The Congressional Budget Office (CBO) would have to be leaned on a little bit, but they richly deserve it. The CBO said Obamacare would save the government money. Given how far into a death spiral Obamacare is, that's a big LOL at this point. The Congress needs to pass instructions to the CBO on how to score people who leave the program for less expensive private insurance as part of the bill. The prediction should be based on the rates people paid before Obamacare, adjusted by the cost of living. If the CBO won't follow instructions, fire the top earners in the CBO and get a revised estimate. They serve at the pleasure of the majority party in Congress essentially. It's time to pretend we're ruthless Democrats like Harry Reid and Nancy Pelosi.

A provision like this will force Democrats to explain why people can't choose their own coverage, even coverage that doesn't cover pre-existing conditions. The cross subsidy younger healthier people give to sicker older people under Obamacare is something Democrats conceal, because socialism is sold by fraud. Make Democrats explain why Obamacare has to be a government enforced monopoly, why they can't permit any private competition. When the lies about who pays the true costs are exposed, it will be easier to pass a bill. That's the alternative that will work.